Talking Money with Family: Why It’s Time to Break the Taboo
Money can be a tricky subject, especially when it comes to family. Many of us avoid talking about financial planning with our loved ones, often for fear of causing a conflict. In fact, 10% of wealthy individuals never discuss it at all, and 27% admit they find the topic uncomfortable.* But here’s the thing, keeping […]
5 Top Tips for Boosting Your Family’s Financial Wellbeing in 2025 from David Braithwaite, Radio Kent’s Money Mentor.
As a mum, juggling family life, work, and everything in between can make financial planning feel like just one more thing on your ever-growing ‘to do’ list. But spending just a little bit of time on your family’s financial wellbeing can bring huge peace of mind and long-term security. Here are five practical steps to […]
Planning the cost of education
Planning for the cost of education We were all at school once. July was often the month when it felt like the hard work was done. With exams out of the way and final assignments handed in, we could look forward to the thrill of the summer holidays. It’s also the perfect month to […]
Do you know how Inheritance Tax will impact your loved ones?
Do you know how inheritance tax will impact your loved ones? Talking about inheritance can be difficult. Daniel Craig has both ‘shaken’ and ‘stirred’ the debate in the past, stating that he’ll be spending or giving away most of his fortune, rather than leaving it to his children. It’s an interesting point of view, […]
Have you made sure your family is protected from the unexpected?
Financial advice isn’t purely about growing your wealth or securing a mortgage for your dream home. It’s also about protecting what’s most important to you. If the past few years have taught us anything, it’s that we never know what’s around the corner. That’s why now could be the perfect time to reconsider your protection […]
School Fee Planning – Start Early
SCHOOL FEE PLANNING – START EARLY Making the decision to privately educate your child is a big step and a massive financial commitment School fees are likely to rank amongst a family’s largest expenses, so starting to save as early as possible and encouraging family members to contribute to savings accounts, will help […]
TIME TO THINK ABOUT INVESTING ADVICE FROM CITRUS FINANCIAL
Time to Think About Investing Once the decision has been made to invest the next big question is how to invest? The Sunday press money sections are packed with opinions, options and advertisements, all purporting to have the answer. The two main choices are to self-select investments, predominantly online or by discussing the options […]
WHEN SHOULD YOU RETIRE? – ADVICE FROM CITRUS FINANCIAL
When should you retire? Historically, most people had a set retirement date. Why is that? It’s probably because that’s what their employer set as a retirement date. But why then? Why retire when someone else says so? More importantly why retire at all? A wise man once said, we only retire from what we don’t […]
HOW TO ENJOY THE HOLIDAYS ON A BUDGET BY CITRUS FINANCIAL
School Summer Holidays – Prepare and Plan! As the long school summer holidays are upon us it is very easy to get concerned about both how to keep your youngsters entertained and more worryingly how much the next six or seven weeks are going to cost. Whilst undoubtedly there will be additional expenses to meet […]
Is Cash the King in times of Uncertainty?
Is Cash the King in times of Uncertainty? Recent volatility in investment markets leaves many people sitting on the side lines and waiting for things to calm down. The alternative to investing is to hold savings in cash. This may seem sensible but the one factor against this objective is knowing when is everything more […]
Encouraging Children to Think About Money
A question often asked is when and how much pocket money, should I be giving my children. Like a lot of things there is no definitive answer to this. What is clear, is that the sooner a child is familiar with notes and coins the sooner they appreciate the value of money. A pattern of […]
Tweak your finances and make the most of your savings
TAX AVOIDANCE OR TAX EFFICIENCY Recent press coverage featured by Citywire Money once again highlighted that the tax authorities are looking into well-known footballers who appear to be using tax avoidance schemes However, there are very fine lines between tax avoidance and tax efficiency. Tax avoidance is bending the rules of the tax system to […]